Recurring Expenses: Automate Your Monthly Bills and Subscriptions

Every month, the same dance:

1. Rent is due. Someone pays.
2. You open your expense app.
3. Add the expense. Set the split. Save.
4. Repeat next month.

And if you forget? Suddenly your balance calculations are wrong, and you're digging through bank statements trying to figure out who owes what.

Splitorium's Recurring Expenses handles this automatically. Set it up once. Rent, utilities, Netflix, internet — they all split on schedule without you lifting a finger.

Automation means one less thing to remember. Your expenses track themselves.

---

What Are Recurring Expenses?

A Recurring Expense in Splitorium is a template that automatically creates real expenses on a schedule.

You define:

• The amount, description, and category
• Who pays and how it splits
• The frequency (daily, weekly, monthly, yearly)
• When it triggers (1st of month, every Tuesday, etc.)

Splitorium's server runs the schedule in the background. On the trigger date, it creates the actual expense — visible to everyone in the group, split exactly as you specified.

---

Supported Frequencies

Monthly Special: Last Day of Month

Some bills are due on the "last day of the month" — which varies (28, 29, 30, or 31). Splitorium has a special "Last day of month" option that handles this automatically.

---

How It Works Under the Hood

1. You create a recurring expense template
2. Splitorium calculates the next occurrence (e.g., February 1st)
3. On that date, the server creates a real expense
4. Everyone in the group sees it (and gets notified)
5. The next occurrence is scheduled (March 1st)
6. Repeat forever (or until you delete it)

This all happens on the server — you don't need the app open. The expense appears in everyone's group history automatically.

---

Setting Up a Recurring Expense

1. Go to your group

   Open the group where you want the recurring expense

2. Tap "Add Recurring Expense"

   Find it in the expense menu or group settings

3. Fill in the template

   Amount, description, category, who pays, how to split

4. Set the schedule

   Choose frequency, day/date, and time

5. Optional: Apply immediately

   Create the first expense right now (useful for mid-month setup)

6. Save

   You're done. Expenses will appear on schedule.

---

Real-World Examples

---

How This Compares to Splitwise

Splitwise has recurring expenses, but only for Splitwise Pro users ($40/year). With Splitorium, recurring expenses are completely free.

---

Combining with Other Features

Recurring expenses work seamlessly with Splitorium's other features:

• Default Split: Your preset split is applied to recurring expenses automatically
• Virtual Users: Include virtual users in the recurring split
• Family Mode: Recurring expenses respect family groupings for settlement
• Offline Support: Set up recurring expenses offline — they sync when you're online

---

Smart Features You'll Love

Server-Side Execution

Expenses are created on the server, not on your device. Even if you don't open the app for a month, your recurring expenses still fire on schedule.

Catch-Up Logic

If something prevents an expense from creating (rare server downtime), it catches up automatically when systems recover.

Membership Protection

Group members can't leave if they're part of an active recurring expense. This prevents situations where recurring splits break because someone disappeared.

Edit or Cancel Anytime

Change the amount, split, or schedule. Or delete the recurring expense entirely. Past expenses stay in your history; only future ones are affected.

---

Common Questions

What if my rent amount changes?

Edit the recurring expense. Update the amount. Future expenses use the new amount; past expenses stay as-is.

Can I have multiple recurring expenses in one group?

Yes! Rent, utilities, internet, Netflix — each gets its own recurring expense.

What if I set up mid-month?

Use "Apply immediately" to create the first expense now. The next one will follow the schedule you set.

Does it work with uneven splits?

Absolutely. Percentage splits, weighted shares, exact amounts — whatever you configure for the recurring expense.

---

Automate Your Shared Bills

Stop manually adding the same expenses every month. Splitorium's Recurring Expenses handles it for you — automatically, on schedule, forever.

Set up once. Never think about it again.